The Financial Solution
You Deserve is Just a Click Away
We make it easier to access the funds you need, when you need them. Our boutique business lending is designed to be clear, flexible, and reliable — so you can move forward with confidence.
15K+
Loans Approved
Thousands of small business owners have trusted Bonsai to support their financial goals. With over 15,000 loans approved, our experience speaks for itself.
Our Expertise
With years of experience in lending, we understand how to match the right solution to each client's needs. Our team is here to guide you through every step with clarity and care.
Trusted lending advice, built on experience.
15K+
Loans Approved
10+
Years of Experience
90%
Approval Rate
24h
Average Approval Time
Our Services
Services Designed to Support Your Goals
Business Line Of Credit
A Business Line of Credit gives you access to a revolving pool of funds to draw from whenever your business needs cash — whether for inventory, payroll, or unexpected expenses. Only pay interest on what you use, and reuse funds as you repay. It's a smart way to manage cash flow and keep your operations moving forward without taking on long-term debt.
Business Term Loans
A Business Term Loan provides a fixed amount of capital with set repayment terms — ideal for growth investments, expansion, or large purchases. Choose from short to long repayment terms with consistent payments. This option offers stability, structure, and lower rates for qualified businesses.
Revenue Based Financing
Revenue-Based Financing allows you to secure capital based on your business’s monthly revenue — not your credit score. Repayment is flexible and tied to your incoming revenue, making it a perfect solution for seasonal or high-growth businesses that want to preserve equity and avoid rigid terms.
Focused on funding what matters most — your future.
Our Mission
Empowering Your Financial Journey
We are committed to providing clear, accessible, and responsible lending solutions. Our goal is to help individuals and businesses achieve their financial objectives, one step at a time.
By offering personalized service and expert guidance, we aim to build long-term relationships, not just transactions. Our mission is to make your financial success our top priority.
Customers Focused
We focus on understanding your unique needs, providing solutions that work best for you.
Transparent Funding
Honesty and clarity guide every decision we make, ensuring trust in every interaction.
Why Choose Us
What Sets Us Apart?
Our mission is to make financial solutions simple and accessible. With a focus on customer satisfaction, we provide flexible, clear, and reliable lending options that meet your unique needs. Whether you're managing personal expenses or growing a business, we're here to offer support with a commitment to transparency and efficiency.
⇨ Tailored Options: Customized lending to fit your needs.
⇨ Fast Processing: Quick approvals and easy application.
⇨ Clear Terms: No hidden fees or fine print.
⇨ Expert Guidance: Support from experienced professionals.
Our Process
Your Path to Financial Success
#1
Apply Online
Submit a quick, secure application from anywhere.
#2
Review & Approval
We assess your application and approve it promptly.
#3
Receive Funds
Get your funds quickly and easily. This is what it is.
FAQS
Frequently Asked Questions
What types of loans do you offer?
We offer business lines of credit, business loans, as well as revenue based financing options. Each option is tailored to meet your businesses specific needs. Our goal is to provide flexible solutions that suit various financial situations.
How do I apply for a loan?
You can apply easily through our secure online application form. Simply provide your details, and our team will review your application and get back to you with a decision.
What are the loan requirements?
You have to be in business at least six months. Your business must generate a minimum of $10,000 per month in gross revenue. Specific requirements may vary depending on the loan type and the lender, but we make the process clear and simple.
How long does it take to get approved?
Approval times vary, but most loans are approved within 24 hours. We aim to process applications quickly and keep you informed throughout the process.
What is the interest rate on your loans?
Interest rates depend on the type of loan and your financial profile. We strive to offer competitive rates and provide full transparency with no hidden fees.
Can I pay off my loan early?
Yes, you can pay off your loan early without penalty. In fact, several of our partners allow discounts for paying off your loan early. We believe in giving you the flexibility to manage your finances as you see fit.
What is the interest rate range?
Repayment options are simple and flexible. Interest will vary based on the lender that provides the approval. You can set up automatic payments or pay manually based on your loan terms.
What if I can’t make a payment on time?
If you're unable to make a payment, reach out to us as soon as possible. We can discuss alternative arrangements to ensure your loan stays on track.
Testimonials
We Have Solutions For Everyone
"
"Working with this team has been an absolute game-changer for me. I was struggling to find a loan that fit my needs, and other lenders only made the process more complicated. But from the very beginning, they made everything easy to understand. The application was quick, and I was approved in no time."
John D.
satisfied client
@brooksil295
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Have Any More Questions?
Committed to providing reliable financial solutions for every small business owner with transparency and care. We’re here to support your businesses journey, every step of the way.
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Revenue Based Financing
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